OneBeacon Professional Partners periodically publishes Insights -- position papers on issues of interest to the specialty liability insurance marketplace.

We hope you enjoy these papers, and that they provoke lively discussions between you and your colleagues. If you have comments or suggestions for future papers, please contact us at OBPPinfo@onebeacon.com. Weíd be delighted to hear from you.

The Insights newsletters are in Adobe Acrobat format. If you have not already done so, you may download the free Adobe Acrobat Reader.

Volume 13: Recent Trends in ERISA Preemption Affecting the Managed Care Industry

As political candidates jockey for position, proposed remedies for the U.S. Healthcare conundrum gain the spotlight. But is the significance of ERISA preemption in the larger context of the healthcare debate understood? The overwhelming answer is “no”. Through case law, ERISA's impact on the business of healthcare in our nation and potential liabilities for managed care organizations is illuminated.

Download "Recent Trends in ERISA Preemption Affecting the Managed Care Industry"

Volume 12: Security Challenges and Risk Management Strategies for Child Abduction

Infant and child abduction is a serious risk exposure for hospitals. Such a horrific event can impose monumental injury on family members, the facility and its staff, as well as the community. Having the right security plan and liability coverage in place is essential to managing a risk, that, while not statistically common, can become high profile.

Download "Security Challenges and Risk Management Strategies for Child Abduction"

Volume 11: Risk Managing Pay-for-Performance: Key Issues for Managed Care Organizations

Pay-for-Performance, a reimbursement precept, is no stranger to Managed Care Organizations not to controversy. Consequently, there are a number of risks, which, if not managed correctly, can obfuscate the potential benefits, both financial and quality-of-life. Insights, volume 11, provides an overview of leading liability exposures associated with pay-for-performance in the MCO setting and offers thoughts on strategic approaches for managing these complex risks.

Download "Risk Managing Pay-for-Performance: Key Issues for Managed Care Organizations"

Volume 10: Eating Your Own Cooking

While there are many choices for professional liability coverage, not all offer long-term, stable capacity. To really evaluate the quality of coverage, one needs to look “behind the scenes.” Knowledge of whether a carrier is shedding most of its risk through the purchase of reinsurance can provide essential insight into the carrier's underwriting expertise and philosophy, product integrity and financial stability. Eating Your Own Cooking reveals the significance of a carrier's risk portfolio toward turning clients into “smart buyers.”

Download "Eating Your Own Cooking"

Volume 9: Teleradiology or Telerisk: A Case Study in Potential Liability Exposure

The extensive liability exposures associated with teleradiology, a burgeoning area in "telemedicine", can turn great promise into great uncertainty for healthcare organizations. Learn, in this issue of Insights, about important strategies for managing the risks and about special insurance considerations that every healthcare facility, engaging in teleradiology services, needs to know.

Download "Teleradiology or Telerisk: A Case Study in Potential Liability Exposure"

Volume 8: OBPP Puts New Face on Retro Corridor:
Premium Savings without Sacrificing Coverage

OneBeacon Professional Partners' proprietary review of stoploss policies structured with a Retro Corridor funding mechanism confirms significant premium savings to OneBeacon insureds while avoiding the pitfall of sacrificing coverage. Volume 8 of Insights examines how this product can offer appropriate organizations compelling benefits in comparison with a conventional policy.

Download "OBPP Puts New Face on Retro Corridor:Premium Savings without Sacrificing Coverage"

Volume 7: Managed Care E&O Liability at Mid-decade:
An Unsettled Exposure Profile

OneBeacon Professional Partners' proprietary analysis of claims data for managed care organizations (MCO) confirmed some expectations, but the findings also raised questions about near-term frequency and severity trends. Health care policy initiatives continue to draw lawmaker interest. Such legislative developments, along with the emergence of new MCO business models, will mean that MCO exposure is likely to remain in a state of flux for several years to come.

Download "Managed Care E&O Liability at Mid-decade:An Unsettled Exposure Profile"

Volume 6: Underwriting a Long-Term Care Facility Today

Despite the impact of the last decade, many stable and writable risks remain standing in the LTC industry's liability-ravaged landscape. These better-run facilities now can be identified with greater precision and efficiency than ever before.

Download "Underwriting a Long-Term Care Facility Today"

Volume 5: Intrusion Upon Seclusion

This edition of Insights provides an overview of the tort of instrusion upon seclusion which potentially impacts most media outlets today.

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Volume 4: New Directions in Nonprofit Health-care Risk: "Charitable Mission" as a Liability Exposure

A recent flurry of litigation challenging the charitable mission of non-profit healthcare institutions is discussed in this edition of Insights

Download "New Directions in Nonprofit Health-care Risk"

Volume 2: Repeating the Sins of Market Cycles

This edition examines some of the issues that drive market cycles and the considerations that should drive minimum capacity charges, regardless of what stage of the cycle the market is in.

Download "Repeating the Sins of Market Cycles"

Volume 1: Managing Market Cycles Through Syndication

This paper describes the many advantages of syndicating insurance programs, and we believe presents compelling reasons to look hard at syndication as an effective vehicle to managing risk.

Download "Managing Market Cycles"